Anyone can make a game (there are various resources at one's disposal: Toolkit, RPG Maker, RPG Maker XP, etc) and while time consuming I've seen many games spring up from the fan community that look both pretty and are fun to play and only cost the amount to purchase the software itself (somewhere in the market of $30-$45) unless the devs decided to pay their teammates, but they are usually solely volunteer-based and take lots of dedication. It's still possible to make one though, just not with current gen standards of "pretty" (which is hardly the most important element in game play anyway).